Unplanned Purchase and Personal Debt: A Relation Analysis

Literatures on impulse purchasing and indebtedness have been studied separately for decades, mainly in studies in the areas of marketing and finances. Thereby, this research proposes a multidisciplinary study amidst the phenomenon that is impulse purchasing and personal debt. Therefore, the central...

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Detalhes bibliográficos
Autores: Bonomo, Brunno, Mainardes, Emerson Wagner, Laurett, Rozelia
Tipo de documento: artigo
Estado:Versão publicada
Data de publicação:2017
País:Brasil
Recursos:Pontifícia Universidade Católica de São Paulo (PUC-SP)
Repositório:Revista Administração em Diálogo
Idioma:português
inglês
OAI Identifier:oai:ojs.pkp.sfu.ca:article/32758
Acesso em linha:https://revistas.pucsp.br/index.php/rad/article/view/32758
Access Level:Acceso aberto
Palavra-chave:Compra por Impulso
Comportamento do Consumidor
Processo de Decisão de Compra.
Impulse Purchasing
Consumer Behavior
Purchase Decision Process.
Descrição
Resumo:Literatures on impulse purchasing and indebtedness have been studied separately for decades, mainly in studies in the areas of marketing and finances. Thereby, this research proposes a multidisciplinary study amidst the phenomenon that is impulse purchasing and personal debt. Therefore, the central objective of this study was to identify if there is a relation between impulse purchasing and personal debt within traditional retail. To reach this objective, a quantitative research was conducted, descriptive, cross-sectional and survey type. The sample contemplated 435 customers in a store. The data were collected in the environment of a shoe retail store in the country side of Espírito Santo - Brazil. The relations between variables were analyzed by the means of a multiple regression.  The results showed evidence that, to the respondents, impulse purchasing can affect their income, but personal indebtedness is not necessarily prevenient from unplanned purchase.