Gestión de Riesgo Operativo en la Cooperativa de Ahorro y Crédito CACEC Ltda.
The current study has been developed with the purpose of contributing to the savings and credit cooperative CACEC in the diagnosis of operational risk, since the stability and continuity of this institution in the market depends on its control and surveillance, which is exposed towards various risk...
| Autor: | |
|---|---|
| Tipo de recurso: | tesis de maestría |
| Estado: | Versión publicada |
| Fecha de publicación: | 2022 |
| País: | Ecuador |
| Institución: | Universidad Técnica de Cotopaxi |
| Repositorio: | Repositorio Universidad Técnica de Cotopaxi |
| Idioma: | español |
| OAI Identifier: | oai:repositorio.utc.edu.ec:27000/9807 |
| Acceso en línea: | http://repositorio.utc.edu.ec/handle/27000/9807 |
| Access Level: | acceso abierto |
| Palabra clave: | COOPERATIVA FACTORES DE RIESGO RIESGO OPERACIONAL ADMINISTRACIÓN EMPRESAS |
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| dc.title.none.fl_str_mv |
Gestión de Riesgo Operativo en la Cooperativa de Ahorro y Crédito CACEC Ltda. |
| title |
Gestión de Riesgo Operativo en la Cooperativa de Ahorro y Crédito CACEC Ltda. |
| spellingShingle |
Gestión de Riesgo Operativo en la Cooperativa de Ahorro y Crédito CACEC Ltda. Álvarez Veintimilla, Elsa Paulina COOPERATIVA FACTORES DE RIESGO RIESGO OPERACIONAL ADMINISTRACIÓN EMPRESAS |
| title_short |
Gestión de Riesgo Operativo en la Cooperativa de Ahorro y Crédito CACEC Ltda. |
| title_full |
Gestión de Riesgo Operativo en la Cooperativa de Ahorro y Crédito CACEC Ltda. |
| title_fullStr |
Gestión de Riesgo Operativo en la Cooperativa de Ahorro y Crédito CACEC Ltda. |
| title_full_unstemmed |
Gestión de Riesgo Operativo en la Cooperativa de Ahorro y Crédito CACEC Ltda. |
| title_sort |
Gestión de Riesgo Operativo en la Cooperativa de Ahorro y Crédito CACEC Ltda. |
| dc.creator.none.fl_str_mv |
Álvarez Veintimilla, Elsa Paulina |
| author |
Álvarez Veintimilla, Elsa Paulina |
| author_facet |
Álvarez Veintimilla, Elsa Paulina |
| author_role |
author |
| dc.contributor.none.fl_str_mv |
Montenegro Cueva, Efrén Gonzalo |
| dc.subject.none.fl_str_mv |
COOPERATIVA FACTORES DE RIESGO RIESGO OPERACIONAL ADMINISTRACIÓN EMPRESAS |
| topic |
COOPERATIVA FACTORES DE RIESGO RIESGO OPERACIONAL ADMINISTRACIÓN EMPRESAS |
| description |
The current study has been developed with the purpose of contributing to the savings and credit cooperative CACEC in the diagnosis of operational risk, since the stability and continuity of this institution in the market depends on its control and surveillance, which is exposed towards various risk factors, both internal and external. Under a mixed approach, after having analyzed the theoretical framework on which this application is based, we proceeded to adapt the instruments provided by the Superintendence of Popular and Solidarity Economy to measure the Operational Risk, Basel II Law and COSO II ERM, and through a Likert scale that focused on five evaluation parameters: "Totally agree", "agree", "undecided", "disagree", "totally disagree" it was possible to acquire the level at which it is implemented operational risk management in the entity. Using the obtained results, and through a correlation analysis and a "non-parametric" hypothesis test, it was possible to establish the effect of the analysis variables on the cooperative's profitability. On the other hand, the operational risk was specifically evaluated, applying the same instrument to different departments, whose results were reflected in the heat maps, allowing the organization's activities with the greatest shortcomings to be identified based on the frequency-severity relationship that the group put together. to risk factors such as: human resources, technology, processes, external events, among others, that directly impact the Cooperative and business continuity. |
| publishDate |
2022 |
| dc.date.none.fl_str_mv |
2022 2023-03-09T17:39:26Z 2023-03-09T17:39:26Z |
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info:eu-repo/semantics/publishedVersion info:eu-repo/semantics/masterThesis |
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masterThesis |
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publishedVersion |
| dc.identifier.none.fl_str_mv |
Álvarez Veintimilla Elsa Paulina (2022); Gestión de Riesgo Operativo en la Cooperativa de Ahorro y Crédito CACEC Ltda. UTC. Latacunga. 140 p. MUTC-001255 http://repositorio.utc.edu.ec/handle/27000/9807 |
| identifier_str_mv |
Álvarez Veintimilla Elsa Paulina (2022); Gestión de Riesgo Operativo en la Cooperativa de Ahorro y Crédito CACEC Ltda. UTC. Latacunga. 140 p. MUTC-001255 |
| url |
http://repositorio.utc.edu.ec/handle/27000/9807 |
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spa |
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spa |
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http://creativecommons.org/licenses/by-nc-sa/3.0/ec/ info:eu-repo/semantics/openAccess |
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http://creativecommons.org/licenses/by-nc-sa/3.0/ec/ |
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openAccess |
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140 páginas application/pdf |
| dc.publisher.none.fl_str_mv |
Ecuador: Latacunga: Universidad Técnica de Cotopaxi (UTC) |
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Ecuador: Latacunga: Universidad Técnica de Cotopaxi (UTC) |
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reponame:Repositorio Universidad Técnica de Cotopaxi instname:Universidad Técnica de Cotopaxi instacron:UTC |
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Universidad Técnica de Cotopaxi |
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UTC |
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UTC |
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Repositorio Universidad Técnica de Cotopaxi |
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Repositorio Universidad Técnica de Cotopaxi |
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Repositorio Universidad Técnica de Cotopaxi - Universidad Técnica de Cotopaxi |
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1873868494986018816 |
| spelling |
Gestión de Riesgo Operativo en la Cooperativa de Ahorro y Crédito CACEC Ltda.Álvarez Veintimilla, Elsa PaulinaCOOPERATIVAFACTORES DE RIESGORIESGO OPERACIONALADMINISTRACIÓN EMPRESASThe current study has been developed with the purpose of contributing to the savings and credit cooperative CACEC in the diagnosis of operational risk, since the stability and continuity of this institution in the market depends on its control and surveillance, which is exposed towards various risk factors, both internal and external. Under a mixed approach, after having analyzed the theoretical framework on which this application is based, we proceeded to adapt the instruments provided by the Superintendence of Popular and Solidarity Economy to measure the Operational Risk, Basel II Law and COSO II ERM, and through a Likert scale that focused on five evaluation parameters: "Totally agree", "agree", "undecided", "disagree", "totally disagree" it was possible to acquire the level at which it is implemented operational risk management in the entity. Using the obtained results, and through a correlation analysis and a "non-parametric" hypothesis test, it was possible to establish the effect of the analysis variables on the cooperative's profitability. On the other hand, the operational risk was specifically evaluated, applying the same instrument to different departments, whose results were reflected in the heat maps, allowing the organization's activities with the greatest shortcomings to be identified based on the frequency-severity relationship that the group put together. to risk factors such as: human resources, technology, processes, external events, among others, that directly impact the Cooperative and business continuity.El presente estudio se ha desarrollado con la finalidad de contribuir a la cooperativa de ahorro y crédito CACEC en el diagnóstico del riesgo operacional, ya que de su control y vigilancia depende la estabilidad y continuidad de esta institución en el mercado, la cual se encuentra expuesta hacia diversos factores de riesgo, tanto internos como externos. Bajo un enfoque mixto, luego de haber analizado el marco teórico en el que se basa esta aplicación, se procedió a adecuar los instrumentos proporcionados por la Superintendencia de Economía Popular y Solidaria para medir el Riesgo Operacional, Ley Basilea II y COSO II ERM, y a través de un Escala tipo Likert que se centró en cinco parámetros de evaluación: “Totalmente de acuerdo”, “de acuerdo”, “indeciso”, “en desacuerdo”, “totalmente en desacuerdo” se logró adquirir el nivel en el que se encuentra implementada la gestión del riesgo operacional en la entidad. Con los resultados obtenidos, ya través de un análisis de correlación y una prueba de hipótesis “no paramétrica”, se pudo establecer el efecto de las variables de análisis en la rentabilidad de la cooperativa. Por otro lado, se evaluó específicamente el riesgo operacional, aplicando el mismo instrumento a diferentes departamentos, cuyos resultados se reflejaron en los mapas de calor, permitiendo identificar las actividades de la organización con mayores carencias en base a la relación frecuencia-gravedad que tiene el grupo para juntar a factores de riesgo tales como: recursos humanos, tecnología, procesos, eventos externos, entre otros, que impactan directamente a la Cooperativa y la continuidad del negocio.Ecuador: Latacunga: Universidad Técnica de Cotopaxi (UTC)Montenegro Cueva, Efrén Gonzalo2023-03-09T17:39:26Z2023-03-09T17:39:26Z2022info:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesis140 páginasapplication/pdfÁlvarez Veintimilla Elsa Paulina (2022); Gestión de Riesgo Operativo en la Cooperativa de Ahorro y Crédito CACEC Ltda. UTC. Latacunga. 140 p.MUTC-001255http://repositorio.utc.edu.ec/handle/27000/9807spahttp://creativecommons.org/licenses/by-nc-sa/3.0/ec/info:eu-repo/semantics/openAccessreponame:Repositorio Universidad Técnica de Cotopaxiinstname:Universidad Técnica de Cotopaxiinstacron:UTC2023-03-10T08:01:12Zoai:repositorio.utc.edu.ec:27000/9807Institucionalhttp://repositorio.utc.edu.ec/Universidad públicahttps://www.utc.edu.ec/..Ecuador...opendoar:02026-08-02T06:16:38.840643Repositorio Universidad Técnica de Cotopaxi - Universidad Técnica de Cotopaxitrue |
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15,228081 |