Escassez de crédito bancário no Brasil: comparação internacional e evidência recente

The objective of this work is to examine the level of bank credit in Brazil in the period after the Real Plan. To this, the work uses the Barajas and Steiner (2002) methodology but with a larger country sample (Brazil among nine Latin American countries and other forty outside Latin America). The re...

Descripción completa

Detalles Bibliográficos
Autor: Gomes, Dioscoro Mesquita
Tipo de recurso: tesis de maestría
Estado:Versión publicada
Fecha de publicación:2009
País:Brasil
Institución:Fundação Getulio Vargas (FGV)
Repositorio:Repositório Institucional do FGV (FGV Repositório Digital)
Idioma:portugués
OAI Identifier:oai:repositorio.fgv.br:10438/6662
Acceso en línea:https://hdl.handle.net/10438/6662
Access Level:acceso abierto
Palabra clave:Bank credit
Bank system
Credit to the private sector
Credit to the public sector
Crédito bancário
Sistema bancário
Crédito ao setor privado
Crédito ao setor público
Economia
Avaliação de riscos
Descripción
Sumario:The objective of this work is to examine the level of bank credit in Brazil in the period after the Real Plan. To this, the work uses the Barajas and Steiner (2002) methodology but with a larger country sample (Brazil among nine Latin American countries and other forty outside Latin America). The results suggest that bank credit has not grown as expected and is still as volatile as the Latin America average. The size of the Brazilian banking system is not small as expected, but is less prone to lending to the private sector. Credit to the public sector still occupies a very important share of the Brazilian banking system balance sheet. About this matter the work shows that an increase in securitization could increase significantly the credit to the private sector.